Bad Credit Mortgage

Your Bad Credit Mortgage Situation Doesn't have to be Permanent!

Bad Credit Mortgage: Clients Trust us to Help Get their Bad Credit Mortgage Approved

Bad Credit Mortgage situations are not fun and can cause a lot of stress financially. We Understand Sometimes Bad Things Happen to Good People and we can help. Let a 5 Star Mortgage Broker, Rumy Gill, help get back on track with your Credit so you can breathe easy again.

Clients Trust Rumy Gill to Help find them the Best Mortgage when it comes to a your Mortgage Refinance, and you should too!

  • Great Rates!
  • Low Affordable Monthly Payments!
  • Fast Approvals!


Google 5 Star Reviewed

"Rumy Gill helped me with"

Bad Credit Mortgage Approvals for all Situation:

  • Declined by Bank
  • Consumer Proposal
  • Collections
  • Divorce
  • Loss of Job
  • Too Much Debt
  • Bad Investment
  • Health Issues
  • Laid Off
  • Death in the Family
  • Low Credit Score
  • Bankruptcy
  • Late Payments
  • Missed Payments
  • Over Spending
  • Over utilization of Credit
  • Fraud Victim
  • Identity Theft
  • Personal or Work Place Injury
  • Legal Matters or Disputes

Our Goal is to Help Make Your Bad Credit Situations Better, and that means We'll find a Way to get your Bad Credit Mortgage Approved!

Overcoming your Bankruptcy or Consumer Proposal

Did you know it takes longer than 7 years from the last activity date for your Bankruptcy or Consumer Proposal to disappear from your Credit report. That means when you have been discharged from your Bankruptcy or Consumer Proposal. Most of the time, when a Bank or Mortgage Lender was listed in the Bankruptcy or Consumer Proposal they will not be willing to Approve you for a Mortgage  until you have proven you are able to re-establish your credit history with them again. This usually involves getting a secure credit card and working to build your history all over again, and this can many years.

Overcoming your Bankruptcy or Consumer Proposal

So What do you do with your Bad Credit Situation in the meantime?

Good News for you is, we work with Lenders who are willing to work with your Bad Credit situation if, your Bankruptcy or Consumer Proposal has been discharged for atleast a minimum of 1 year and you have re-established your credit history.

Bad or Low Bad Credit Score

Bad or Low Bad Credit Score?

We are able to work with all Credit Score ratings, even if you have low credit score. We have over 50 Mortgage Lenders who we are help Clients with Bad Credit Approvals.

We can help make sense of your Credit situation and help you with options that will help increase your credit score so we can Help bring you back to the Banks!

Credit Repair

Sometimes you need a helping hand to get you moving along on the right track. That's where we can, we help our Clients fix and re-establish their credit, even if you have Bad Credit Mortgage situation and the Banks won't Help, you can count on us to get your Bad Credit Mortgage Approved.

Credit Repair

Resolve your Debt Issues

Have Too Much Debt? We have a Solution for you!

We understand life happens and thing out of your control cause debt to spiral you out of control. Such as, Constantly apply for new credit, Having too much debt, or over utilizing your Debt can cause you to lower your credit score, resulting in a Bad Credit situation.

Good News for you, We can work with you just like we work with all of our Bad Credit Clients to help develop and implement a plan that will address and resolve your Debt issues so you can stop stressing about your finances and start enjoying your life again.

When it comes to Bad Credit Mortgage situations clients trust us to get their Mortgage Approved and Help make their Credit and Financial Situation Better!