Brampton Mortgage Broker – Rumy Gill

Commercial & Residential Mortgages. “Ready To Fund!”

Brampton Mortgage Broker - Rumy Gill

How Bad Credit History Affects Your Mortgage Options?

You have probably heard that having a good credit score is important and that your credit score plays a big role in the type of financing you can obtain when it comes to your mortgage. Credit scores show banks and mortgage lenders how dependable you are with the financial responsibilities of being able to make […]

Top reasons why you should get a second mortgage in 2021

Many people cringe when they hear Second Mortgage. There is no need to avoid Second Mortgages as they have their place in the important world of mortgages. When used correctly, Second Mortgages have many benefits. Let’s take a look at Second Mortgages and see if they are an option for you. What is a Second […]

What should you consider when refinancing your mortgage in Brampton?

Refinancing your mortgage can lower your loan payments and improve finances when you do it right. Our experienced and licensed team of mortgage brokers at Brampton Mortgage Broker has helped many homeowners get the most out of their mortgage refinance but here are a few things our team would like to share with you and […]

$700k Mortgage Refinance for a Truck Driver from Brampton, ON

Here is how I (Brampton Mortgage Broker – Rumy Gill) was able to help a Truck Driver from Brampton, ON get approved for $700k Mortgage Refinance just before he was about to give up.     A Truck Driver from Brampton, ON, had come to me 3 weeks before the renewal date. He was looking […]

How a $465k Private Mortgage saved Brampton Home Owners?

Here is how I (Rumy Gill – Brampton Mortgage Broker) was able to help finance a $465k Private Mortgage in Brampton to pay off mortgage arrears and credit card debt. Jack and Tracy found themselves in the biggest financial mess of their lives; due to the ongoing COVID-19 situation, Jack and Tracy were just barley […]

When Is The Best Time To Refinance Your Mortgage?

When Is The Best Time To Refinance Your Mortgage? Are you thinking about refinancing your mortgage, but are wondering if it is the best time to do so? Well, this is not an easy question to answer, as everyone has their own situation and financial needs. You will need to consider your financial goals and […]

Tips to Consider while Refinancing your Mortgage in 2021 ( post Covid era)

The past year has been a year of surprises, changes, and constantly adapting. It has been the same for mortgages too. Is your mortgage term ending? Is it time to think about refinancing, or are you wondering if that is the right choice for you? Let’s look at what refinancing can do for you and […]

How can I get all my debt into one Payment with a Debt Consolidation Mortgage?

How can I get all my debt into one Payment with a Debt Consolidation Mortgage? Getting out of debt can seem like a long road, but there is financial help out there. One option, when payments seem to be getting out of control, and debt keeps building, is getting a debt consolidation mortgage. Let’s take […]

Home Equity Loan or Mortgage Refinance

Can you believe your house is more than just a home? It is an investment, and also a source of money ready to help with repairs, upgrade and emergencies or any cash shortages you may have. You can get this money through refinancing a mortgage or through a home equity loan. Are you wondering what […]

How to refinance a mortgage with bad credit

How to refinance a mortgage with bad credit? Refinancing a mortgage refers to the process of replacing your existing mortgage with a new single new mortgage. Refinance can help you reduce your monthly payments, provides you the flexibility to repay your loan at your own pace and may also help you get a mortgage loan at a lower interest […]