Brampton Mortgage Broker – Rumy Gill

Commercial & Residential Mortgages. “Ready To Fund!”

Brampton Mortgage Broker - Rumy Gill

How to Choose the Right Residential Mortgage for Your Needs

How to choose right residential mortgage

Finding the perfect residential mortgage tailored to your needs in the bustling Canadian real estate market can seem daunting. With an array of options available, each with its own terms, conditions, and intricacies, it is essential to navigate through the process with clarity and confidence. Whether you’re a first-time homebuyer or looking to refinance, understand […]

Self-Employed Mortgage Requirements & How to Qualify

self employed mortgage requirements andhow to qualify

In Canada, the dream of homeownership is a significant milestone for many individuals. However, for self-employed people, navigating the mortgage process can have unique challenges. Unlike traditional employees with steady pay stubs, self-employed individuals often face hurdles in proving their income stability to lenders. But fear not, as tailored solutions are available for the self-employed […]

Commercial Mortgages: A Comprehensive Guide

commercial mortggaes in canada

Canada’s commercial real estate market presents lucrative opportunities for investors and entrepreneurs. At the heart of these transactions lie commercial mortgages, which offer financing solutions for various property types, such as office buildings, retail spaces, industrial warehouses, and more. Understanding the intricacies of commercial mortgages is essential for navigating this dynamic sector effectively. This article […]

The Facts on Getting a Bad Credit Mortgage Approval

When you have bad credit, getting a mortgage may seem impossible or as though you’ll never be able to afford it because your rate will be so high. There are ways you can get a mortgage approval when you have bad credit, which will give you a chance to build up your credit score while […]

What You Should Know About Mortgage Refinancing, Rates, and Terms

As the Bank of Canada continues to increase interest rates in efforts to curb inflation, it may be time to consider refinancing your mortgage. It could also be the ideal time to refinance if you’d benefit from taking out a larger loan to consolidate your consumer debts or to finance a major project or purchase. […]

How Quickly Can You Get Approved for a Private Mortgage in Brampton

Congratulations you have you found the home of your dreams and now you’re ready to put in an offer. If you have been pre-approved for a mortgage, you can show the seller that you are a serious contender to purchase the home for sale and your offer will have a strong chance to be accepted. […]

How to Choose the Right Mortgage Broker in Brampton

When you purchase a home two of the most important decisions you will have to make is where to secure your financing and what type of financing you will require. Shopping around for financing on your own is time consuming, and you may not be able to access the best funding for your situation. But […]

Why a home equity loan is a great way to invest in your home

Performing maintenance on your home or completing a home renovation is a great way to add value to your home. Many home renovations are really investments that can result in a significant return when the time comes to sell your home. That being said though, home renovations can be expensive upfront, and you will likely […]

Should I Consolidate My Debt with Equity from my Home?

If you are struggling with high debt, you may be wondering whether it’s a good idea to consolidate that debt using the equity in your Brampton home. Maybe you even know someone who has done this, but you wonder if that’s the best decision for you. Before making your decision, it is essential to consider […]

Top 10 Benefits of Using a Mortgage Broker in Brampton

Working with a Mortgage Broker can be the best decision you make when you are considering purchasing a home and are looking to get approved for a mortgage, or even if you are already a homeowner and are looking to refinance your current mortgage. When it comes to your mortgage financing, there are many advantages […]