Mortgage Refinance | Brampton Mortgage Broker - Rumy Gill

Mortgage Refinance

Let us Help you get the Most out of your Mortgage Refinance.

Mortgage Refinance: Let’s Help Make Sense of Your Finances!

A Mortgage Refinance can provide you much needed flexibility in your finances and help you save money every month by consolidating your High Interest Debts into your Mortgage. Allowing you to make one low payment a month and saving your hundreds to thousands a dollars in interest. Let a 5 Star Mortgage Broker, Rumy Gill – Mortgage Broker, help guide you through the process and help you save you the most amount of money with a Mortgage Refinance today.

Clients Trust Rumy Gill to Help find them the Best Mortgage when it comes to a your Mortgage Refinance, and you should too!

  • Great Rates!
  • Low Affordable Monthly Payments!
  • Fast Approvals!

 

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Benefits of a Mortgage Refinance:

  • Debt Consolidation
  • Pay off Your High Interest Debt
  • Pay off Your Credit Card Debt
  • Help Increase Your Month Cash Flow
  • Access Your Home Equity
  • Get Money for Buying a Second Home
  • Shorten Your Mortgage Term
  • Get a Variable Rate Mortgage
  • Switch to another Mortgage Lender
  • Get Money to Purchase a Business
  • Pay off Collections
  • Move your B Lender Mortgage to the Bank
  • Pay off Your Second Mortgage
  • Help Fix Your Credit
  • Lower Your Mortgage Interest Rate
  • Pay off Your Car Loan
  • Pay off Your Pay Day Loans
  • Pay for Your Vacation
  • Get Money for Buying a Rental Property
  • Get Money for Your Home Renovation
  • Lower Your Monthly Payments
  • Lock in a Fixed Rate Mortgage
  • Get a Home Equity Line of Credit (HELOC)
  • Get Money for an Investment
  • Pay off Consumer Proposal
  • Pay off Your Private Mortgage
  • Pay off Your Third Mortgage
  • Restructure Your Finances
Mortgage Refinance | Brampton Mortgage Broker - Rumy Gill
Mortgage Refinance | Brampton Mortgage Broker – Rumy Gill
Mortgage Refinance Example | Brampton Mortgage Broker - Rumy Gill
Mortgage Refinance Example | Brampton Mortgage Broker – Rumy Gill

The example shows how we able to help a Client in Brampton with a Mortgage Refinance to Pay off Credit Card Debts, Car Loan, Pay Day Loan, Personal Loan, and Get Cash for Home Renovations saving Our Client $950/month.

 

Before

Mortgage Amount: $300,000
Mortgage Interest Rate: 2.95%
Mortgage Payment: $1,415/month
Credit Card Debts: $50k ($500 Monthly)
Car Loan $35k ($400 Monthly)
Personal Loan $10k ($250 Monthly)
Pay Day Loan $5,000 ($150 Monthly)
Needs Cash $25k for Renovations
Total Debt $400,000
Total Monthly Payments $2,715
Still Needs $25,000 for Renovations
Monthly Savings $0 (Client Still Needs $25,000)

After

Mortgage Amount: $425,000
Mortgage Interest Rate: 3.54%
Mortgage Payment: $1,790/month
Credit Card Debts: $0 (paid in full)
Car Loan $0 (paid in full)
Personal Loan $0 (paid in full)
Pay Day Loan $0 (paid in full)
Recieved Cash $25k Renovations (recieved)
Total Debt $425,000
Total Monthly Payments $1,765
Recieved $25,000 for Renovations
Monthly Savings $950

*O.A.C. some conditions may appy. Contact us for details about your financial situation


Why does a Mortgage Refinance makes a lot of Sense?

It is important to think about future expense that may occur when you begin your Mortgage Refinance so you are not in shock or financial stress if something unexpected were to happen.

When working with a Mortgage Broker who puts your needs first, a Mortgage Refinance can provide you much needed flexibility and financial safety in your monthly finances and future finances.

Mortgage Refinance | Brampton Mortgage Broker - Rumy Gill
Mortgage Refinance | Brampton Mortgage Broker – Rumy Gill
Mortgage Refinance Example | Brampton Mortgage Broker - Rumy Gill
Mortgage Refinance Example | Brampton Mortgage Broker – Rumy Gill

The example shows how we were able to help a Client in Brampton with a Mortgage Refinance to Pay off a Second Mortgage and Credit Card Debts saving Our Client $1,265/month.

 

Before

First Mortgage Amount: $200,000
Mortgage Interest Rate: 4.99%
Mortgage Payment: ($1,165 Monthly)
Second Mortgage Amount $150,000
Second Mortgage Interest Rate: 12%
Second Mortgage Payment: $1,500
Credit Card Debts: $50k ($450 Monthly)
Total Debt $400,000
Total Monthly Payments $3,165
Monthly Savings $0 (Client further in Debt)
Client was struggling to get by every month

After

Mortgage Amount: $400,000
Mortgage Interest Rate: 3.99%
Mortgage Payment: $1,900/month
Second Mortgage Amount $0 (paid in full)
Second Mortgage Interest Rate (N/A)
Second Mortgage Payment $0 (paid in full)
Credit Card Debts $0 (paid in full)
Total Debt $400,000
Total Monthly Payments $1,900
Monthly Savings $ 1,265
Saved Client about 40% monthly payments

*O.A.C. some conditions may apply. Contact us for details about your financial situation

Free up Monthly Cash Flow

A Mortgage Refinance can allow you to breathe easy every month, as you can lower your high interest debt, credit card debt, pay day loans, car Loans or any type of debt or high interest debt you are carrying. These high Interest Debts like Credit Cards, Pay Day Loans, Personal Loan are usually around a rate of interest of 21% or more.

That’s A LOT! If you continue on with these kind of Interest rates, you can pile up a large amount of Debt and your finances can get out of control really quickly.

So, Why Would You Want Pay More Interest Than You Have Too?

By utilizing a Mortgage Refinance, you are able to put all these debts into your existing Mortgage, at a lower rate of interest, saving you thousands of dollars a month and even more over the course of the Mortgage and have your Debts paid off in full.

Instead of paying multiple monthly payments on the Debts you are already paying every month, a Mortgage Refinance you can improve monthly cash flow, and allow you have one easy payment, and allow you to be Mortgage-free and Debt quicker than you ever thought possible. Thus helping you save hundreds and Thousands of dollars each month.

Now that’s a smart financial decision you can Bank on!

Contact Me Today, So We Can Start Helping You Save Money with Mortgage Refinance.
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