Private Mortgage

Private Mortgage can Help you with all Financing Situations

Private Mortgage: Use the Power of Equity to get Approved

A Private Mortgage can add many benefits for Home Owners, who can not qualify with the Banks for a Mortgage. Whether you are looking to Buy a Home, a Mortgage Refinance, Access Home Equity, Stop a Power of Sale, Consolidate Debt, or Need Emergency Money fast, a Private Mortgage can Help give you a short term relieve. Let a 5 Star Mortgage Broker, Rumy Gill, help navigate you through the process of getting your Private Mortgage Approved.

Clients Trust Rumy Gill to Help find them the Best Mortgage when it comes to a your Mortgage Refinance, and you should too!

  • Great Rates!
  • Low Affordable Monthly Payments!
  • Fast Approvals!

Google 5 Star Reviewed

 

Private Mortgage Approvals for all Situation:

  • Declined by Bank
  • Buying a Home
  • Home Equity Loan
  • Mortgage Renewal
  • Need Emergency Money Fast
  • Stop Foreclosure
  • Low Credit Score
  • Bad Credit
  • Consumer Proposal
  • Collections
  • Divorce
  • Too Much Debt
  • Debt Consolidation
  • Home Renovations
  • Home Repairs
  • Behind of Property Tax
  • Bridge Financing
  • Tax Arrears
  • Issues with Income
  • Mortgage Refinance
  • HELOC (Home Equity Line of Credit)
  • Buying a Rental Property
  • Access Home Equity
  • Stop Power of Sale
  • Need a Fast Closing
  • Cash Income
  • Bankruptcy
  • Late Payments
  • Missed Payments
  • Over utilization of Credit
  • Own Many Rental Properties
  • Need a Second Mortgage
  • Spousal Buyouts
  • Behind on Mortgage Payments
  • Fix and Flip Property
  • Construction Financing for Custom Home

Our Goal is to Help Approve your Private Mortgage Situation, and that means We'll find a Way to get your Private Mortgage Approved!

Why Would a Private Mortgage make Sense?

Obtaining a Private Mortgage can become the Fastest and Easiest way to get your Mortgage Approved for even the most Difficult of Mortgage Situations.

Here are Top 3 Reasons why a Private Mortgage makes Sense!

1. Fast and Easy Approvals: Don't wait around for weeks or Months to get Approved, a Private Mortgage can be Approved in a few short Days without all the headaches.
2. Debt Consolidation Super Tool: You can consolidate all your High interest Debts into one simple and Low Monthly payment and start rebuilding your credit and saving money every month.
3. Money when you Need it Fast: If you are in an Emergency situation and need you Need Money fast, a Private Mortgage can help you borrow Money from your Home, and place Cash within Days.

If you having difficult qualifying for a Mortgage Approval from the Bank or a Mortgage Lender and are on a short timeline for your Mortgage closing, then getting a Private Mortgage is the best option for you.

Unlike the Banks, Brampton Mortgage Broker - Rumy Gill works with Private Mortgage Lenders who are more Flexible and will make a Mortgage Approval decision based on the Subject Property, the Amount of Equity in the Property and Marketability of the Property. Thus making it very easy to get Approved for you a Private Mortgage.

Acting as a Stepping Stone

 

A Private Mortgage can be used as Stepping stone until your Financial or Credit Issues are Resolved.

A Private Mortgage can help solve your Credit and Income Problems:

  • Bankruptcy: Banks will not be willing to offer you a Mortgage until you have re-established your credit for upto 5 years after you have been discharged. If any Bank was invloved in the Bankruptcy, then that Bank will most likely not be willing to give you a Mortgage.
    A Private Mortgage is your Answer!
  • Consumer Proposal: Banks will not be willing to offer you a Mortgage until you have re-established your credit for more than 2 or 3 years after you have been discharged from your Consumer Proposal. If any Bank was invloved in the Consumer Proposal, then that Bank will most likely not be willing to give you a Mortgage.
    A Private Mortgage is your Answer!
  • Late Payment, Missed Payments, Collections: Depending on the history of Late payments, Missed Payments, Collections a Bank will not be willing to offer you a Mortgage until you can show a minimum 1 year history of on time payments. If a Mortgage Payment was missed or late, the chances of getting your Mortgage Approved from a Bank are not good.
    A Private Mortgage is your Answer!
  • Divorce: a Divorce can lead to a really big and ugly mess finacially or , your credit score will suffer the most. If Payments are Missed, or Spousal Buyout is required, you can find your self in a tight situation and Banks will not be willing to extend a helping hand.
    A Private Mortgage is your Answer!
  • Loss of Income, Laid Off, Not enough Income: Banks want to see that your income qualifies under their guidelines and you have the means of affordability moving forward. With New Guidelines and Regulations it can be very difficult to qualify to a Mortgage with the Bank on the previous income you had presented. With a Loss in Income, being Laid off or not making enough Income will harm your chances of getting your Mortgage Approved with the Bank.
    A Private Mortgage is your Answer!
  • Non Traditional Income: If you are Self Employed, or Make Cash Income, or can not prove your Income on Paper, then the Banks will not be willing to offer you a Mortgage. It does not matter that you make more than enough to afford you Mortgage Payments if you don't declare you income in the proper manner the Banks will not accept your income and will not be willing to Approve your Mortgage.
    A Private Mortgage is your Answer!

When it comes to your Private Mortgage situations clients trust us to get their Mortgage Approved and you should too!