Brampton Mortgage Broker – Rumy Gill

Commercial & Residential Mortgages. “Ready To Fund!”

Brampton Mortgage Broker - Rumy Gill

Top Strategies for Securing Low Interest Rates on Commercial Mortgages

Top Strategies for Securing Low Interest Rates on Commercial Mortgages


In today's competitive commercial real estate market, securing financing with a low interest rate can be a significant advantage. A lower interest rate translates to lower monthly payments, freeing valuable capital for investment, renovations, or tenant improvements. Our Bampton Mortgage Broker team and Rumy Gill are dedicated to helping businesses achieve their financial goals by securing the best possible commercial mortgage rates. This guide explores key strategies to strengthen your application and position yourself for a competitive interest rate on your commercial mortgage.

Understanding the Factors Influencing Interest Rates

Commercial mortgage lenders consider several factors when determining interest rates. By
understanding these factors, you can tailor your approach to present yourself as a low-risk

Strategies for Securing Low Interest Rates

1. Strengthen Your Credit Profile

2. Maximize Your Down Payment

A larger down payment reduces the loan amount requested, resulting in a lower LTV. This signifies a lower risk for the lender and can lead to a more attractive interest rate.

3. Increase Your Debt Service Coverage Ratio

4. Choose the Right Property

5. Shop Around and Compare Rates

Don't settle for the first offer you receive. Brampton Mortgage Broker has access to a network of lenders offering competitive commercial mortgage products. You can secure the most favorable option for your needs by comparing rates and terms.


Securing a low interest rate on your commercial mortgage can significantly improve your bottom
line and fuel your business growth. By focusing on the factors that influence interest rates,
implementing the above mentioned strategies, and working with an experienced mortgage broker
like Rumy Gill, you can position yourself for optimal success.

Contact us today by clicking HERE to schedule a 30-minute meeting with us or visit Our team is here to help with your commercial mortgage financing.

Send Us A Message

1 Step 1

I Consent to receiving communication from Rumy Gill