Brampton Mortgage Broker – Rumy Gill

Commercial & Residential Mortgages. “Ready To Fund!”

Brampton Mortgage Broker - Rumy Gill

Commercial Mortgage Financing Made Easy!

Second Mortgage Brampton

Rumy Gill - Mortgage Broker

Commercial Mortgage: Purchase, Refinance, Develop, Construct.

Commercial Mortgage Financing can be very challenging as there are many variables involved. Whether you are looking to Purchase, Refinance, Develop on land, or start Construction on a Project, securing your Commercial Mortgage and the Capital required is the first step in getting moving in the right direction. Let a 5 Star Mortgage Broker, Rumy Gill, help navigate you through the process of getting your Commercial Mortgage Approved.
Clients Trust Rumy Gill to Help find them the Best Mortgage when it comes to a your Mortgage Refinance, and you should too!

Self Employed Mortgage Approvals for all Situation:

Our Goal is to Help Approve your Commercial Mortgage Situation, and that means We'll find a Way to get your Commercial Mortgage Approved!

Commercial Mortgages Rates
Whether you are looking you are looking to Purchase, Refinance, Develop on land, or start Construction on a Project, we can help secure your Commercial Mortgage from $100,000 to $100 million, we have Commercial Mortgage Lenders who are able to help finance your Commercial Mortgage Needs Large or Small.

We Can Help with All Commercial Mortgage Financing

Commercial Mortgages Options

If you are looking to develop Land, we can help you with acquiring the soft and hard cost required for your Project.

Commercial Mortgages Deals

If you are looking to Renovate a Property zoned for Commercial use, we can help you acquire the Commercial Mortgage Financing required to get your Renovation moving in the right direction.

Commercial Mortgages Brampton

If you ever thought about opening your own Business and now have made the decision to start looking at Storefront Units to Purchase, we can help with the Financing and arrange a Commercial Mortgage so you can get started working on your business.

Commercial Mortgages

If you are looking to Refinance your Commercial Mortgage, we can help arrange a Commercial Mortgage that is customized to your specific and unique needs.

When it comes to your Commercial Mortgage situations clients trust us to get their Mortgage Approved and you should too!


We are always here to Help, Your local and trusted second mortgage Brampton team! Looking for a mortgage refinance, or a bad credit mortgage in Brampton? Contact us on 416-855-0545 Ext 101. We can help with your private and commercial mortgages in Brampton.

Frequently Asked Questions

A Second Mortgage is a loan secured by your home where you leverage your home equity to get cash for your needs. Home Equity is the difference between the value of a home and what is still owed on the mortgage. For example, if the market value of your home is $300,000 and you owe $200,000 on the mortgage, you have $100,000 in home equity. Second Mortgages typically have a fixed interest rate, fixed monthly payment and fixed term.
A Second charge Mortgage allows you to use any equity you have in your home as security against another loan. It means you will have two mortgages on your home. Equity is the percentage of your property owned outright by you, which is the value of the home minus any mortgage owed on it.
For people struggling with Consumer Debt, taking out a Second Mortgage to pay off Credit Cards can mean lower payments at a lesser interest rate. Resulting in huge savings each month. These savings can be applied to pay down your first mortgage in lump sum payments or in extra monthly payments (which can be applied directly to the principal amount, as long as your current mortgage allows for it) and other debts so you can become debt free faster.
From Start to Finish, getting a Second Mortgage can take as little as a few days to few weeks. Typically it can take anywhere from a few hours to a few days to get Approved for a Second Mortgage. To recieve Cash (funds) an take anywhere from a few days if everything is in order and ready to close, or it can take up to a few weeks, if you just starting to get everything in places like ordering an appriasal and gathering documents. In order to qualify for a Second Mortgage, most lenders will require your loan-to-value ratio be 85 percent or lower. So long as you reach that goal, it doesn't matter whether you've owned your home for five years or five minutes.
You can get a Second Mortgage even with bad credit as long as you have a loan-to-value ratio be 85 percent or lower. This is because you're using your home to guarantee the loan. Lenders like having property as collateral as it security if you were to default on the Second Mortgage but do not like to be in situations where the borrow is in default with payments. To eliminate any doubt in the lenders mind and get Approved, you will need to show some type of proof that you can support the payments and be able to repay back the Second Mortgage amount you are looking to borrow at the end of the term.