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Top reasons why you should get a second mortgage in 2021-Many people cringe when they hear Second Mortgage. There is no need to avoid Second Mortgages as they have their place in the important world of mortgages. When used correctly, Second Mortgages have many benefits. Let’s take a look at Second Mortgages and see if they are an option for you. What is a Second Mortgage? A second mortgage, also nicknamed a piggyback mortgage, is when you borrow against the value of your home. That means you use home equity. You still need to apply for this loan, just like you did for your original mortgage. These Second mortgages are very helpful when you use them to pay off debt, do major home renovations or pay education costs. Second Mortgages… More
What should you consider when refinancing your mortgage in Brampton?-Refinancing your mortgage can lower your loan payments and improve finances when you do it right. Our experienced and licensed team of mortgage brokers at Brampton Mortgage Broker has helped many homeowners get the most out of their mortgage refinance but here are a few things our team would like to share with you and what we think you should know when you refinance your mortgage in Brampton. Refinancing Explained Refinancing your mortgage is when you renegotiate your current mortgage terms and work on creating new ones. This newly ‘refinanced’ loan actually pays off and gets rid of the first loan, creating a new one. This new loan will have lower monthly loan payments. Why Should I Refinance my Mortgage?… More
$700k Mortgage Refinance for a Truck Driver from Brampton, ON-Here is how I (Brampton Mortgage Broker – Rumy Gill) was able to help a Truck Driver from Brampton, ON get his Mortgage Refinance of $700k Approved just be he was about to give up. A Truck Driver from Brampton, ON had come to me 3 weeks before the renewal of his mortgage was about to start but he wanted to refinance his mortgage. He was getting a rate of 5.78% (which is outrageously high) on his renewal of his mortgage of $550k. The client did not want to renew his mortgage as he was looking to refinance his mortgage for $700k so he could get money to pay off debts (credit cards, lines of credit, loans) he had and… More
How a $465k Private Mortgage saved Brampton Home Owners?-Here is how I (Rumy Gill – Brampton Mortgage Broker) was able to help finance a $465k Private Mortgage in Brampton to pay off mortgage arrears and credit card debt. Jack and Tracy found themselves in the biggest financial mess of their lives; due to the ongoing COVID-19 situation, Jack and Tracy were just barley getting by due to uncertain circumstances. Jack had just lost his job and he was trying to find new employment and Tracy had transitioned to working from home. With the constant scare of COVID-19 and rising daily case numbers, Jack fell into a depressive state and wondered if even trying to find work was going to be worth it. Jack did not want to leave… More
When Is The Best Time To Refinance Your Mortgage?-When Is The Best Time To Refinance Your Mortgage? Are you thinking about refinancing your mortgage, but are wondering if it is the best time to do so? Well, this is not an easy question to answer, as everyone has their own situation and financial needs. You will need to consider your financial goals and what you want to achieve. If you are struggling with making mortgage payments, it may be time to refinance and get that much needed breathing room. Let’s take a look at what refinancing is, and when refinancing a mortgage is a good plan. What is refinancing a mortgage? It is when a borrower renegotiates the current mortgage loan contract and selects new terms. You will… More
Tips to Consider while Refinancing your Mortgage in 2021 ( post Covid era)-The past year has been a year of surprises, changes, and constantly adapting. It has been the same for mortgages too. Is your mortgage term ending? Is it time to think about refinancing, or are you wondering if that is the right choice for you? Let’s look at what refinancing can do for you and any tips for refinancing in 2021. What is refinancing a mortgage? Refinancing is still the same now, as it was before. It is when a borrower renegotiates the current loan and selects new or better terms. The new mortgage loan should improve the borrower’s finances. Mortgage refinancing pays off and replaces the first loan. The new, refinanced mortgage will usually have lower loan payments. You… More
How can I get all my debt into one Payment with a Debt Consolidation Mortgage?-How can I get all my debt into one Payment with a Debt Consolidation Mortgage? Getting out of debt can seem like a long road, but there is financial help out there. One option, when payments seem to be getting out of control, and debt keeps building, is getting a debt consolidation mortgage. Let’s take a look and see if it’s something for you. About Debt Consolidation Mortgage Debt consolidation mortgage is a way of combining multiple types of debt incurred by a person, into one monthly payment. Using this method, you can aim to pay off your debt in a much shorter time and save a lot of money in the process. Although debt consolidation is helpful for several… More
Home Equity Loan or Mortgage Refinance-Can you believe your house is more than just a home? It is an investment, and also a source of money ready to help with repairs, upgrade and emergencies or any cash shortages you may have. You can get this money through refinancing a mortgage or through a home equity loan. Are you wondering what the difference is, and which would be better for your financial situation? Let’s take a look at each of these options. What is Home Equity and What does Home Equity do? First, what is home equity? Home equity is the market value of a person’s home, excluding any liens that may be attached to it. It is the personal wealth you hold in your home,… More
How to refinance a mortgage with bad credit-How to refinance a mortgage with bad credit? Refinancing a mortgage refers to the process of replacing your existing mortgage with a new single new mortgage. Refinance can help you reduce your monthly payments, provides you the flexibility to repay your loan at your own pace and may also help you get a mortgage loan at a lower interest rate. It also enables you to change your type of mortgage rate from an adjustable rate mortgage to a fixed-rate mortgage. However owing and financing a home when you have a poor credit score can be daunting. If you are carrying multiple debts and are looking for a mortgage refinancing to lower your overall monthly payments, we can help. Refinancing your home can be an ideal way to… More
How to get emergency money with a second mortgage-At first, the idea of a second mortgage might not be tempting. You might be thinking that you already have a mortgage on your home and applying for a second mortgage would mean you would have to pay more in total mortgage payments then you are currently paying. However, this is not the whole picture of what getting a second mortgage is all about. In fact what you are not seeing is, by taking up a second mortgage you would be able access immediate cash for whatever you need or just simply be able to pay off high interest debts immediately. High interest debts such as credit card balances, car loans, pay day loan, personal loan and any other high… More
Should you refinance your Mortgage during COVID -19 Pandemic-Should you refinance your Mortgage during COVID -19 Pandemic? Whenever there is a global issue, be it a disease outbreak or war, it is never good for the global economy and we are seeing the same effect with the outbreak of the COVID-19 pandemic. Life as we know it has come to halt. Most to all business offices are closed, complete nations are under lockdown, which only means that many businesses are down and could be facing financial troubles. Many companies have laid off their employees and some have shut down altogether. But how does someone still paying a monthly mortgage make sense of the economy and their finances during this pandemic? Is it better to renew their mortgage or… More
What to expect during a Mortgage Renewal?-What to expect during a Mortgage Renewal? When you are applying for a mortgage on your house, chances are you are not thinking about renewing it but rather how can you quickly move through the process and get it approved. Like most Canadians you would probably want to pay your mortgage within the stipulated time and take complete ownership of your house. However, this may not be possible as life may alter your financial plans, so creating and having a mortgage renewal plans in place makes the most sense. A mortgage renewal plan can look at renewing the contract for an extended-term so you can pay back your balance mortgage amount and also assess future financial goals. Creating a mortgage… More
Top 5 Great ways to save thousands of dollars-Top 5 Great ways to save thousands of dollars and increase your cash flow with the help of mortgage broker Hire the right mortgage broker to make the right financial decision.The mortgage market is vast and can be extremely confusing, challenging and difficult to understand. Choosing the right mortgage in a sea of mortgage plans can be overwhelming and exhausting. That is why hiring a professional and fully qualified mortgage broker is essential. A qualified broker will be able to offer valuable and quality advice regarding a variety of mortgage plans. Whether you are looking for a private mortgage plan to help you buy your new home or refinance your current home or are looking to renovate or even just consolidate… More
Why you should use a mortgage broker to get a private mortgage-Why you should use a mortgage broker to get a private mortgage when you have bad credit? A private mortgage can be a great option if you have been denied a mortgage due to your bad credit, it is always best to hire a mortgage broker to know what your options are. A mortgage broker will have all the necessary knowledge and experience to help you source the best mortgage plan even with your bad credit score and history. The mortgage market can be challenging and difficult to understand, more often than not, most lenders are hesitant to offer mortgage plans to individuals with bad credit score and history. As mortgage brokers, we are able to find clients mortgage solutions… More
What are the requirements for a private mortgage?-Many Canadians have found it difficult to obtain a mortgage through a bank or other traditional mortgage lender. Whether due to high credit card debt, negative items reported on their credit report, a consumer proposal, self-employment income, or another reason that has led to a mortgage decline it no wonder why many Canadians are seeking a different path to home financing. Private mortgages are often the best choice for those who need alternative financing for their home purchase or refinance. what is a private mortgage lender? A private mortgage lender is an individual, group of individual investors, or mortgage investment corporation that offers loans to purchase or refinance a house, even if you do not meet the strict qualification guidelines… More
Is it better to get a mortgage at the bank or with a Brampton Mortgage broker?-It’s time to buy a home and you are completely lost when it comes to choosing the appropriate financing options for your upcoming mortgage. When it comes to finding the right mortgage, simply going to your bank is an easy option – but it may not be the best. Utilizing a mortgage broker in Brampton may be more feasible for your new homes mortgage. How Does a Mortgage Bank Work? Mortgage financing banks have loan officers, underwriters and a whole slew of other team members working for them. They usually offer a set of loan types to specific customers based on qualifying factors and they complete your entire loan through their bank. This sounds great, right? For most, it is! … More
How to Consolidate Debt with Poor Credit?-We hear the words “consolidated debt” all the time in commercials, radio advertisements, and even in digital marketing ads. There are so many people living with massive mountains of debt to their name and with interest rates growing exponentially each year, it can become difficult to even manage your debt. So before you decide to refinance your home, purchase a rental or investment property, purchase a vehicle, or other large purchase, it is always good practice to check your credit and maintain it. Things can show up from years ago that you thought were settled and taken care of. Been divorced? Your ex-spouse may have filed bankruptcy and those creditors don’t care who shows responsibility for the debt in the… More
How to Refinance Your Mortgage with Bad Credit?-Did you know carrying too much debt can lead to a poor credit score rating? Yes, it is true. If you are carrying too much debt your credit score will be impacted greatly. Especially, if you maintain high balances on your outstanding debts. Having your debt utilization close to 100 percent or over of the limit you have on your outstanding debt will result in a low credit rating. So if you are drowning in debt, then consolidating your debt with a mortgage refinancing will help increase your credit score rating and provide overall savings in your monthly payments. But a common question as by clients is; how can you refinance your mortgage if you have bad credit? The simple… More
How Home equity line of credit works in Brampton?-A home equity line of credit, which is also referred to as a HELOC is a kind of mortgage that uses an individual home as collateral and allows them to borrow the equity in there in a form of a line of credit. A home equity line of credit works similar to revolving loans such as a personal line of credit or a credit card but instead without the high-interest rates that are charged with credit cards and personal lines of credit, a home equity line of credit offers you a much lower interest rate. Unlike other loans that offer a one-time lump sum amount immediately, a HELOC allows you to borrow in a way you see fit. That means… More
How to get a second mortgage with bad credit?-A second mortgage is a perfect alternative to mortgage refinancing or taking out an unsecured loan for when you need money when you have bad credit. We all know that it is no secret that having a bad credit score can make it challenging to find lenders that will work with you and offer you a refinance including your bank, however this when a second mortgage can be a great option help you out. If you have an existing mortgage and want to get rid of the high interest debt or outstanding debts you have, then you may be able to refinance those debts outside your mortgage into a second mortgage with low affordable monthly payments without worrying about your… More
When you should opt for a home equity line of credit?-With so many mortgage products that allow you to borrow equity from your home that it can be hard to know which option is right for you. Ultimately, the best thing to do is to sit down with your mortgage broker, since they can bring up questions you hadn’t thought about. But having some kind of knowledge about which products do what, can give you a good idea of what is best for you when it comes to borrowing equity from your home. In this article, I will discuss home equity lines of credit (HELOCs) and when they might be the best choice for you. What is a HELOC? A home equity line of credit, also known as a HELOC… More
Why you should get a debt consolidation mortgage?-If you are looking for a way to get out of debt, you may have heard of something called a debt consolidation mortgage. But exactly is a debt consolidation mortgage? Well it is simply a mortgage (usually a second mortgage or a refinanced mortgage) that uses your home equity to pay off your debt. Most lenders will allow you to borrow up to 80% of your home equity in order to do this, but there are a few who allow even a higher amount even up to 85% or even 90%. Now you may be wondering, what is the point of this is. After all, don’t you still have the same amount of debt once you have consolidated it?… More
Can you pay off a Home Equity Loan early?- So, you’ve got a home equity loan that you’d like to pay off? When you originally got your home equity loan, it provided you with a lump sum of cash that you needed to start a business, complete a home renovation or consolidate debt. However now, it is an extra payment that you have to make each month – and since you find yourself in a better financial situation, you’d like to take care of that debt and pay it off. But before you do, you need to check your agreement with the home equity loan lender. Because sometimes paying off your home equity loan early may not be worth it. How do home equity loan payments work? Home equity… More
Why you should Work a Mortgage Broker if you have Bad Credit?-There are a lot of professionals out there who can help people with Bad Credit, but one type of professional that is often overlooked is the Mortgage Broker. And that’s a shame, because there is a lot that Mortgage Brokers can do to help individuals who have less than perfect credit. For those looking to become homeowners These days, it is hard enough for people with good credit to become homeowners – so is there any hope for people with bad credit? The answer is yes! Although you won’t be able to get a mortgage with a major bank if your credit is poor, there is still a good chance you can get a mortgage if you work with a… More
Can you get a second mortgage with a different mortgage broker?-If you are in the market for a second mortgage and are not happy with your current mortgage lender or mortgage broker, you may be wondering whether you can switch and use a different mortgage broker or mortgage lender than you did for your first mortgage. Well the answer is yes, and this is because your second mortgage is tied to your home equity and not directly to your first mortgage. This makes it easy for you to change mortgage lenders or mortgage brokers when looking for a second mortgage. To understand why this is the case, it is helpful to understand what a second mortgage is and how it works. What is a second mortgage? A second mortgage… More
How Rumy Gill Can Help You Get a Bad Credit Mortgage in Brampton?-If your credit is less than perfect, you are probably well-aware how difficult it can be to get a mortgage. What you might not be aware of however how Rumy Gill a Brampton Mortgage Broker can help you get a mortgage and finally become a homeowner – yes, even if you have bad credit. As a Mortgage Broker working in Brampton Rumy Gill has been helping people get bad credit mortgages for years, and he can help you too. Here’s how: What is a bad credit mortgage? A bad credit mortgage – just like the name suggests – is a mortgage or home loan specifically tailored for people with bad credit. While major banks and other “A Lenders” require that… More
What is the difference between renewing and refinancing a mortgage?-Most homeowners when they first sign on to a new mortgage don’t give a lot of thought to renewing or refinancing their mortgages. But eventually when their mortgage term is up (most mortgage terms in Canada are five years although they may also be longer or shorter), the time will come for them to renew. Because the words mortgage renewal and mortgage refinancing sound similar, some homeowners make the mistake of thinking that they are the same thing. This, however, is incorrect. While both mortgage renewal and mortgage refinancing involve getting a new mortgage, they have some very important differences. What is mortgage renewal? Mortgage renewal occurs when the term of your current mortgage is up but you still have… More
Top 5 facts about working with a mortgage broker in Brampton-If you are looking to purchase a home in Brampton, one of the first decisions you will have to make is whether to work with a mortgage broker or whether to try and find a mortgage on your own. Here are the top five facts you need to know about working with a mortgage broker in Brampton. 1. Mortgage brokers save you time and money Mortgage brokers in Brampton have access to dozens of lenders (some of which you can only access through a mortgage broker). Instead of wasting time comparing rates and terms your mortgage broker can do this for you. 2. Mortgage brokers can get you lower than advertised rates. Because mortgage brokers do so much business with… More
What is the difference between a home equity loan and a second mortgage? - Home equity loans and second mortgages are both types of loans that use your home as collateral. As a result, many people are confused about the difference between the two and may even think they are the same thing. The truth is however, that they are two different types of loans and to understand which option is better for you, you need to understand the difference. Home Equity Line of Credit A home equity loan – or home equity line of credit – is a revolving loan. Your lender will approve you for a specific amount (based on how much equity you have in your home) which you can then borrow from and pay back as often as you… More
How long does it take for a home equity loan to be approved in Brampton?-Getting a home equity loan, can be a good way to access cash from your home equity when you need it. But many of our customers want to know how long the process will take. The good news is that it doesn’t take long. Depending on the complexity, a home equity loan usually takes between a few short days up to a few short weeks from the time of application to approval with cash in hand. What is a home equity loan? Also called a home equity line of credit or HELOC, a home equity loan is a revolving loan that you can continually borrow from and pay back (as long as you do not exceed the maximum approved loan… More
Is it a Good Idea to Refinance Your Mortgage?-Mortgage refinancing is a common strategy that Canadians use to lower their interest payments, consolidate their debt, save money, or access their home equity. But is it really a good idea? The answer is, that it depends on a few factors. Refinancing could save you a lot of money over time, but then again it might not. Or there may be other mortgage strategies that make more sense in your situation. Do determine whether mortgage refinancing is a good idea for you, you should sit down with your mortgage broker and let them calculate a few scenarios for you. In general though, here are a few of the factors you will need to look at in making your decision. How… More
How Does a Private Mortgage Work in Brampton?-Homeownership is a source of pride among many Canadians. But what do you do when your ability to purchase or stay in your home is compromised by overloaded debt or poor credit? Sometimes the answer is to go to a private lender for your mortgage. Historically, only about 4-5% of the mortgages in Canada have been held by private lenders, but as new federal regulations have made borrowing tougher, we have seen this number start to rise. Usually, a private mortgage is an interest only loan. Keep in mind however, that private lenders take bigger risks and must therefore usually charge higher interest rates to compensate for those risks. Since you will not want to have to pay those higher… More
Why You Should Hire a Mortgage Broker in Brampton?-If you are thinking about buying a home, one of the first things that you will need to do is get pre- approved for a mortgage. You could just call your bank and see what they are willing to offer you but a better idea is to hire a mortgage broker and get access to the best mortgagee options on the market. Here are just a few of the reasons why you should hire a mortgage broker: They work with many different lenders If you contact your bank for a mortgage, you have essentially limited yourself to one lender and there is no competition. But a mortgage broker works with dozens of lenders and they can shop around to help… More
How Can a Second Mortgage Improve Your Credit Score?-When you think about ways to improve your credit score, getting a second mortgage might not be the first thought that comes to your mind, but did you know there are ways that a second mortgage can actually help you with your credit? It’s true. Whenever you get new credit and are consistent with making your payments, it helps to improve your score. But if you credit card debt becomes too much then it might become difficult to keep up with the payments, which can harm your credit score. This is where a second mortgage can help you can get out debt faster and help improve your credit score. If you have high-interest debt such as credit cards or payday… More
Debt Consolidation Mortgage-We have many years of experience in helping clients in Brampton with Debt Consolidation Mortgage Approvals that allow them to lower their overall monthly payments and find real savings through their mortgage. So what really is a Debt Consolidation Mortgage, you might be asking yourself. Simply put, a Debt Consolidation Mortgage is a mortgage that allows you combine several of your debts or liabilities (such as; car loan, credit debts, pay day loans, personal loans, collections, etc) into one single monthly payment at one low rate so you can save a lot of money. Here is an example of we were able to help one of our clients with; “Our client had a mortgage for $325,000 and owed $100,000 in… More
RRSP and the Home Buyers Plan for First Time Home Buyers-How RRSP and the Home Buyers Plan can help First Time Home Buyers. Here is article written by two professionals with industry experience in Financial Advising (Henry Foradori a Senior Financial Advisor) ; and Mortgage Brokering (Rumy Gill a Brampton Mortgage Broker) to help give insight to First Time Home Buyers on the importance of RSSP and the Home Buyers Plan. RRSP and the Home Buyers Plan: For most Canadians their two most important financial goals are; as a First Time Home Buyer, is to own a home and as a home owner, to be able to retire comfortably. For most home owners, they have built a nest egg through home ownership and used retirement plans to attain a retirement… More
Debt Consolidation Loan Canada | Brampton Mortgage Broker – Rumy Gill- Apply for a Debt Consolidation Loan Canada at www.BramptonMortgageBroker.com A Debt Consolidation Loan Canada can help home owners fight off high interest debt by accessing their home's equity! A Debt Consolidation Loan Canada (also know as a Home Equity Loan) can Leverage the Equity in your Home to pay off your Debts, free up Cash Flow and Repair your Credit Score! Why get a Debt Consolidation Loan Canada? A Debt Consolidation Loan Canada is a great option and here are 3 Great reasons why! Great Rates! Low Affordable Monthly Payments! Fast Approvals! Contact Me to get started with a Debt Consolidation Loan Canada Today! Rumy Gill – Mortgage Broker Direct: 416-855-0545 Ext 101 Email: Rumy@BramptonMortgageBroker.com Office : 2260… More
Top Mortgage Broker | Top 5 Mortgage Broker April 2019-Top Mortgage Broker April 2019 Thank you! Thank you!! Thank you!!! Just to give you a quick background on me, I am Top Mortgage Broker in Brampton (BramptonMortgageBroker, MortgageBrokerBrampton) working at MortgageIntelligence. I am a Google 5 Star reviewed MortgageBroker in Brampton by my clients. It is with great appreciation that I announce that, April 2019 was a Great Month and one to remember! I was able to Cracked the Top 5 for April 2019. Top 5 Team Member out of 100’s at Mortgage Intelligence @rumygill None of it would be possible without the support of all my Referral Partners, Realtors, and Past Clients and their Referrals of Family and Friends. And my Amazing Team at Mortgage Intelligence. All the… More
Buy a Home in Brampton-Looking to Buy a Home in Brampton? Then you working with Brampton Mortgage Broker - Rumy Gill can help you with a Mortgage Approval so you can Buy a Home in Brampton. Did you know that Brampton is known as the flower city and is located in the GTA. Only being about 45 kilometers away from Toronto has many activities and attractions to offer and is home to many individuals who are New to Canada. If you were to look on the map Brampton is the center point in the (GTA) Greater Toronto Area. Brampton is only is only about 22 kilometres or approximately 20 minutes from Toronto Pearson Airport and is in reasonable travelling distance of the major GTA… More
First Time Home Buyers in Ontario-First Time Home Buyers in Ontario and anyone New to Canada have a goal of one day of buying a home, but most of them are not sure how to make that goal happen soon enough. That’s where a Mortgage Brokers are able to help clients who are looking to buy a home, by helping them put an end to paying rent and putting that money towards a Mortgage of their own. But for First Time Home Buyers in Ontario, and anyone New to Canada it is recommended to start off buying a home at price that is affordable, you don’t want to swing for the fences and go all in and try to buy that dream home the first… More
Mortgage Lenders-Variety being the spice of life, Brampton Mortgage Broker – Rumy Gill can offer you a wide variety of Mortgage Lending options through a vast network or over 50 Mortgage Lenders. Whether you are looking to Purchase a Home or Rental Property, Refinance your current Mortgage, or if you need to Access Equity from your Home or Rental Property working with a Brampton Mortgage Broker – Rumy Gill is your best option for you. Typically the Big 5 Banks are what most people think of when they are looking for a Mortgage, but did you know that our Mortgage Lenders consist of 2 of the 5 Big Banks, Credit Unions, Alternate Lenders, Sub Prime Lenders (B Lenders) and Private Lenders. Yes… More
Mortgage Refinance in Brampton-A Mortgage Refinance in Brampton can provide a lot financial freedom and relief of any financial pressure you may be under. Your home is more powerful than you think, not only does it provide you shelter and place where you can create memories, it is also an asset which can be used as a Debt Consolidation Super Tool through a Mortgage Refinance in Brampton. As a Home Owner, you have the option to take the smart approach to pay downing High Interest Debt. By utilizing low Mortgage rates you’ll be cash positive at the end of the month instead of in the hole. This can really give your finances a much needed upgrade. If you’re worried about penalties or if… More
Why Use a Mortgage Broker? Here are 3 Great Reasons Why-Most People are unaware of the benefits when you use a Mortgage Broker, most people think they are only there for people with Bad Credit or if you have been declined by the Bank or of you need Private Financing. Well let me just tell you that is not true. I have been a Broker for many years and I have helped all types of clients in many situations with their Approval. But let me share with you three great benefits when you use a Mortgage Broker. Great Rates Did you know Brokers have access to Multiple Lenders who they send business to on a daily basis. Because of this volume they send to the multiple Lenders they work with,… More
Google 5 Star Reviewed
Rumy Gill helped us with a mortgage for our hew home we bought and we got a low mortgage rate from the bank without any stress or delay!
He is 5 Star Mortgage Broker and easy to work with from our mortgage experience. He has always been available to answer all our questions and help find us the best mortgage options.
I would highly recommend Rumy Gill to anyone looking for a mortgage when buying a home.
We have been searching for someone who can help us with a loan! There were tremendous amount of people out there who said can help but you never know who to choose or who to actually deal with! Luckily we found Rumy through endless research! That was the best decision we’ve made! He was so pleasant to deal with, patient, kind, funny! He made the process of application so easy and walked us through things we didn’t know about in the application! Rumy is young and energetic and so knowledgeable! He had many resources and people he can rely on to help speed up the application process as well! He did everything in his power to get us the amount we asked for! We saw how hard he worked to satisfy our needs! We are so happy with his services and will hence down recommend him! Thank you Rumy and the team! We are successful because of you! Two thumbs up :)
Rumy takes care of clients and understands their needs and how financing decisions shapes their lives. He always provides proper guidance to clients and always delivers commitments on time. I would keep on using him in the future and would not hesitate to recommend him
Highly recommend speaking to Rumy before you proceed with anyone else. He is very knowledgeable in his field and in finance overall. He takes a personal interest in genuinely trying to help people achieve their goals in the best possible manner. He can offer a variety of first and second mortgage options, and other financial alternatives. He is exceptionally thorough and meticulous. He takes the time to explain all the details along the way. He is very highly organized. You can contact Rumy by phone, email or text and you will always, always, get a very prompt call back. He is upfront and lets you know what to expect and when, and he is right on the mark 100% with setting and meeting expectations and timelines. He is also well connected and respected in the industry, and therefore can offer more and accomplish more than many other brokers.
Hi All, I must appreciate and commend his mortgage services as par excellence .The families Rumy has helped for their Mortgages are very happy and so do I. I have worked with Rumy on several mortgage deals and every time feel that Rumy goes just above and beyond in providing his services to his clients. In the mortgage services industry if i have to recommend an excellent quality service one name comes in my mind and that is this awesome person Rumy Gill. I would highly recommend him to everyone. Keep it up Rumy you are the best.
I would like to acknowledge the exceptional service that i received during the entire refinancing process. Rumy’s professionalism and knowledge of the industry was impressive and truly appreciated. In the past, I have had experience with several other brokers and have found the process frustrating. Rumy went above and beyond to ensure that all of my needs were met and that everything was handled thoroughly and efficiently. I would definitely recommend him in the future.
For his part, Rumy was responsive, knowledgeable and even took on the slack of others in the process to ensure that the customer (myself) was never in the dark on what was happening and what was needed. I would urge Rumy to be careful who he lends his stellar reputation to when recommending other professionals to his clients. Others will pale in comparison to his level of service.
We are always here to Help, Your local and trusted second mortgage
Brampton team! Looking for a mortgage refinance, or a bad credit mortgage in Brampton?
Contact us on 416-855-0545 Ext 101. We can help with your private and commercial mortgages in Brampton.
Brampton Mortgage Broker, Rumy Gill – Mortgage Broker is a Google 5 Star Mortgage Broker providing Mortgage Broker services to clients in Brampton, Mississauga, Toronto and Surrounding areas of the GTA. Operating under Mortgage Intelligence Inc. Broker Lic# 10428