Rental Property Mortgage

Rental Property Mortgage

Rental Property Mortgage can Help you obtain a Rental Property

Rental Property Mortgage: Let your Tenants pay the Mortgage while you Build Equity through your Rental Investment Asset.

Whether you are looking to Purchase or Refinance 1 Rental Property or More than 5 Rental Properties, you will face challenges in your Rental Property Mortgage Approval. Let a 5 Star Mortgage Broker, Rumy Gill, help navigate you through the process of getting your Rental Property Mortgage Approved.

Clients Trust Rumy Gill to Help find them the Best Mortgage when it comes to a your Mortgage Refinance, and you should too!

  • Great Rates!
  • Low Affordable Monthly Payments!
  • Fast Approvals!

Google 5 Star Reviewed

Rumy Gill helped us with a mortgage for our hew home we bought and we got a low mortgage rate from the bank without any stress or delay! He is 5 Star Mortgage Broker and easy to work with from our mortgage experience. He has always been available to answer all our questions and help find us the best mortgage options. I would highly recommend Rumy Gill to anyone looking for a mortgage when buying a home.read more
Sunny Wraich
Sunny Wraich
14:57 20 Apr 19
We have been searching for someone who can help us with a loan! There were tremendous amount of people out there who said can help but you never know who to choose or who to actually deal with! Luckily we found Rumy through endless research! That was the best decision we’ve made! He was so pleasant to deal with, patient, kind, funny! He made the process of application so easy and walked us through things we didn’t know about in the application! Rumy is young and energetic and so knowledgeable! He had many resources and people he can rely on to help speed up the application process as well! He did everything in his power to get us the amount we asked for! We saw how hard he worked to satisfy our needs! We are so happy with his services and will hence down recommend him! Thank you Rumy and the team! We are successful because of you! Two thumbs up 🙂read more
sally ibrahim
sally ibrahim
14:16 20 Apr 19
Rumy, did great job finding me a great rate for my property. He was very knowledgeable and always available to answer questions. I would highly recommend him.read more
donald drummond
donald drummond
00:55 11 Apr 19
Rumy takes care of clients and understands their needs and how financing decisions shapes their lives. He always provides proper guidance to clients and always delivers commitments on time. I would keep on using him in the future and would not hesitate to recommend himread more
Ankit S
Ankit S
03:10 28 Feb 19
Highly recommend speaking to Rumy before you proceed with anyone else. He is very knowledgeable in his field and in finance overall. He takes a personal interest in genuinely trying to help people achieve their goals in the best possible manner. He can offer a variety of first and second mortgage options, and other financial alternatives. He is exceptionally thorough and meticulous. He takes the time to explain all the details along the way. He is very highly organized. You can contact Rumy by phone, email or text and you will always, always, get a very prompt call back. He is upfront and lets you know what to expect and when, and he is right on the mark 100% with setting and meeting expectations and timelines. He is also well connected and respected in the industry, and therefore can offer more and accomplish more than many other brokers.read more
Susan Lynch
Susan Lynch
00:09 31 Jan 19
Hi All, I must appreciate and commend his mortgage services as par excellence .The families Rumy has helped for their Mortgages are very happy and so do I. I have worked with Rumy on several mortgage deals and every time feel that Rumy goes just above and beyond in providing his services to his clients. In the mortgage services industry if i have to recommend an excellent quality service one name comes in my mind and that is this awesome person Rumy Gill. I would highly recommend him to everyone. Keep it up Rumy you are the best.read more
Anil Sharma
Anil Sharma
22:21 28 Jan 19
I would like to acknowledge the exceptional service that i received during the entire refinancing process. Rumy’s professionalism and knowledge of the industry was impressive and truly appreciated. In the past, I have had experience with several other brokers and have found the process frustrating. Rumy went above and beyond to ensure that all of my needs were met and that everything was handled thoroughly and efficiently. I would definitely recommend him in the future.read more
Raymond Paz
Raymond Paz
15:57 18 Jan 19
For his part, Rumy was responsive, knowledgeable and even took on the slack of others in the process to ensure that the customer (myself) was never in the dark on what was happening and what was needed. I would urge Rumy to be careful who he lends his stellar reputation to when recommending other professionals to his clients. Others will pale in comparison to his level of service.read more
Quiggley Jones
Quiggley Jones
12:48 04 Jan 19
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Rental Property Mortgage Approvals for all Situation::

  • Declined by Bank
  • Buying Additonal Rental Properties
  • Home Equity Loan
  • Mortgage Renewal
  • Not enough Rental Income Surplus
  • Low Credit Score
  • Bad Credit
  • Consumer Proposal
  • Collections
  • Divorce
  • Too Much Debt
  • Debt Consolidation
  • Issues with Income
  • Mortgage Refinance
  • HELOC (Home Equity Line of Credit)
  • Negative Rental Income
  • Buying Rental Condo
  • Buying a Builder Home as Rental Property
  • Cash Income
  • Bankruptcy
  • Late Payments
  • Missed Payments
  • Over utilization of Credit
  • Own Many Rental Properties

Our Goal is to Help Approve your Rental Property Mortgage Situation, and that means We'll find a Way to get your Rental Property Mortgage Approved!

Why Purchase a Rental Property

Rental Property Mortgage

Expand your investment Portfolio, Real Estate is a Great Investment! It has proven the test of time and is the most popular choice of asset to acquire for anyone who is looking to build wealth. It is no secret that Most Billionaires have acquired their wealth through Real Estate, and now you can too.
Why not have someone else pay the Mortgage and cost involved in owning a property while you can enjoy the benefits of Built up Equity and Rental Surplus.

Here Top 5 Reasons why getting a Rental Property Mortgage makes a lot of sense!

1. Asset: Invest that hold the test of Time and can be liquided in case of an Emergency or Cash Out Opportunity.
2. No Carrying Cost: Tenants pay the carrying cost through Monthly Rent
3. Recieve Monthly Income: Surplus from Carrying cost will generate you Monthly Income.
4. Build Equity: While your Tenants Pay down your Monthly Rental Property Mortgage you will build Free Equity, which can be used to purchase More Rental Properties.
5. Creates Generational Wealth: Real Estate can be passed down through Families from one generation to another

How Can I Refinance my Rental Property?

Rental Property Mortgage

Unlike the Banks where there are a lot of challenges to overcome with your Rental Property Mortgage before you can be Approved, it is in your Best Interest to work with an Expert who can guide you through Rental Property Mortgage Refinancing process.

Here are some of the Areas, which Banks look at when you are Refinancing your Rental Property Mortgage:

  • Rental Surplus: How Much of a Rental Income are generating
  • Rental offset: Does the Rent offset the Mortgage Payment and Carrying Costs?
  • Negitive Rental Income: Are you Losing Money by Renting the Property?
  • Market Rents: Only 50% of Rental Income being used based on what the Market Rent
  • Limit to Number of Properties: Banks will Limit you anywhere between 3 to 5 Rental Properties.

If you feel you are not able to overcome any of these areas when it comes to Refinancing your Rental Property Mortgage, you don't have to stress. Brampton Mortgage Broker - Rumy Gill works with multiple Mortgage Lenders who are able to Help Approve your Rental Property Mortgage. So that means you are able to Refinance as many Rental Property Mortgages as you like, even if you have 10 Properties or More, we can Help get you Approved.

We Provide Rental Property Mortgage Approvals for the following Properties whether you are Purchasing or Refinancing;

  • Single Rental Property
  • Triplex
  • Builder Home
  • Cottage
  • Investment Condo
  • Duplex
  • Fourplex
  • Builder Condo
  • Vacation Rental
  • Condo Rental

When it comes to your Rental Property Mortgage situations clients trust us to get their Mortgage Approved and you should too!