Commercial & Residential Mortgages. “Ready To Fund!”
Self Employed Mortgage
Rumy Gill - Mortgage Broker
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Self Employed Mortgage Approvals Made Easy!
Self Employed Mortgage: We'll take care of your Mortgage so You can Focus on your Business!
Self Employed Mortgage Approved have their own set of challenges which need to be addressed and that is why you need an expert on your side to help navigate you through the process. Let a 5 Star Mortgage Broker, Rumy Gill, help get your Self Employed Mortgage Approved so you can get back to focusing on growing your Business.
Clients Trust Rumy Gill to Help find them the Best Mortgage when it comes to a your Mortgage Refinance, and you should too!
- Great Rates!
- Low Affordable Monthly Payments!
- Fast Approvals!
Self Employed Mortgage Approvals for all Situation:
- Declined by Bank
- Buying a Home
- Home Equity Loan
- Mortgage Renewal
- Buying with 15% Down Payment
- Stop Foreclosure
- Low Credit Score
- Bad Credit
- Consumer Proposal
- Collections
- Divorce
- Too Much Debt
- Debt Consolidation
- Showing Low Income on Line 150
- Mortgage Refinance
- HELOC (Home Equity Line of Credit)
- Buying with 10% Down Payment
- Buying with 20% Down Payment or More
- In Business for 2 Years or Less
- Cash Income
- Bankruptcy
- Late Payments
- Missed Payments
- Over utilization of Credit
- Purchasing an Investment Property
Our Goal is to Help Approve your Self Employed Mortgage Situations, and that means We'll find a Way to get your Self Employed Mortgage Approved!
Being Self Employed can be very rewarding Personally and Financially, but it does not come without its own set of challenges and stress. While you are working hard on establishing and growing your business there are a lot factors in play and when it comes to your Self Employed Mortgage options, the Banks won’t make it easy for you to get Approved, but Brampton Mortgage Broker – Rumy Gill can.
Self Employed Mortgage Challenges we are able to Help with:
- Being Self Employed for less than 2 years
- Having a under preforming sales year
- Having a drop off or Loss in Income
- Seasonal Business
- Less than 2 Years Tax Filings
- Contract position
- New Corporation
- Making Cash Income
- Partnership
- Sole Prepitorship
- Had a loss in your Income from the previous year
No matter what your situation is, you can count on Brampton Mortgage Broker – Rumy Gill to help guide you in the direction for your Self Employed Mortgage Approval. We will find you the best option for your situation so yo can get back to your Business.
Here is a List of Self Employed Professions we Help for Self Employed Mortgage Approvals:
- Truck Drivers
- Uber Driver
- Dentist
- Plumbers
- Real Estate Brokers
- Car Salesman
- Accountants
- Real Estate Agents
- Mortgage Agents
- Business Owners
- Mortgage Brokers
- Convenience Store Owners
- Lawyers
- Electricians
- Gas Station Owners
- Limo Drivers
- Franchise Owners
- Taxi Driver
- Doctors
- Mechanics
- Chartered Accountants
- Importers / Exporters
When it comes to Self Employed Mortgage situations clients trust us to get their Mortgage Approved and so they can get back to running their Business and you should too!
CONTACT US TODAY TO GET YOUR MORTGAGE APPROVED.
We are always here to Help, Your local and trusted second mortgage Brampton team! Looking for a mortgage refinance, or a bad credit mortgage in Brampton? Contact us on 416-855-0545 Ext 101. We can help with your private and commercial mortgages in Brampton.
Frequently Asked Questions
Self-employed individuals typically need proof of stable income and good credit
history and may be required to show business financial records.
Income for self-employed applicants is usually assessed based on tax returns, profit and
loss statements for 2 years filed with CRA preferably , and current 12 months bank statements
to verify earnings.
Yes, mortgage products, such as stated income loans or bank statement mortgages, are
explicitly designed for self-employed individuals.
Commonly required documents include tax returns, bank statements, business financial
statements, and proof of self-employment status.
Challenges may include fluctuating income, difficulty proving income stability, and
navigating the complex documentation requirements.
Mortgage brokers can leverage their expertise to match self-employed individuals with
lenders who understand their unique financial situations, making the application process
smoother and more successful.
Yes, Brampton Mortgage Broker - Rumy Gill offers refinancing options tailored to the
unique needs of self-employed individuals, helping them optimize their mortgage terms. We can
work with self-employed individuals who have been in business for less than 2 years and also
those that have been in business for more than 2 years.