Here is how I (Brampton Mortgage Broker – Rumy Gill) was able to help a Truck Driver from Brampton, ON get approved for $700k Mortgage Refinance just before he was about to give up.
A Truck Driver from Brampton, ON, had come to me 3 weeks before the renewal date. He was looking to refinance his mortgage as he was not happy with the mortgage renewal he was getting from his current mortgage lender. He was being offer a rate of 5.99% (which in my opinion is a outrageously high) on his renewal of his mortgage of $550k. The client did not want to renew his mortgage as he was looking for $700k Mortgage Refinance so he could get money to pay off debts (credit cards, lines of credit, loans) he had and complete his basement renovation which he had planned for months.
The problem the client had issues with their income. He wasn’t able to show his income on paper, although he was earning very good income. and because of this he was not able to qualify with a mortgage lender even after trying with a few Banks, and which and another Mortgage Broker. Since he was not making any progress with his mortgage refinance, he was considering renewing his mortgage at 5.99% with his current mortgage lender. But before moving forward on that decision he decided to give it one last try and reach out to me (Brampton Mortgage Broker – Rumy Gill).
Given his situation, I found his income not to be an issue to deal with and I was able to get a $700k Mortgage Refinance approved. I was able to secure him a rate of 3.99% with fairly low Income document. His Mortgage Refinance now allowed him to pay off debts (credit cards, lines of credit, loans) and finally get to complete that basement renovation he had planned for months. All in all, the client was happy with the end result, given his short time frame and income situation.
If you are considering a Mortgage Refinance, then you should contact Brampton Mortgage Broker – Rumy Gill, to get the best mortgage options for your Mortgage Refinance.
With our Easy Approval process, Brampton Mortgage Broker – Rumy Gill can help you find Great Rates, and Low Affordable Low Monthly Payments that work best for your situation. Don’t wait any longer; contact Brampton Mortgage Broker – Rumy Gill Today, Apply Online or Call Now to get your Mortgage Refinance started.
Refinance Mortgage with Bad Credit in Brampton for $750k.
Here is how Brampton Mortgage Broker – Rumy Gill, helped with a Refinance Mortgage with Bad Credit client in Brampton for $750k.
Bobby and Janet were looking to get help with a Refinance Mortgage with Bad Credit, client in Brampton. Bobby and Janet been living in their Brampton home for over 3 years and had been going through some rough times with their credit score and repayment history.
Bobby had $100k in bad investments, and had missed payments on his credit cards and car loan payments. Bobby and Janet tried to hold it together for as long as they could but ended up getting a high interest Second Mortgage for $225k to cover their bad investment and all other debts.
But now they were burdened with a high monthly payment of $2, 265 a month on the 2nd Mortgage, and $1,050 a month from the $40k in credit card debts Bobby and Janet were carrying. Along with their $450k TD Mortgage which had a $2,205 a month payment, Bobby and Janet were paying a total of $5,520 a month on total debt of $715,000. Over the course of a year Bobby and Janet were paying a total of $66, 240 a year and doing nothing to do anything to fix their credit score. Highly leveraged on all their debts and making such a high monthly payment of $5,520 a month on all their outstanding debts and Mortgages, a Refinance Mortgage with Bad Credit would help Bobby and Janet get some much need financial relief and remove the financial stress they had on their shoulders.
To get a clear picture of the financial stress Bobby and Janet were under, here is what they numbers looked like on looked on paper.
$450k TD Mortgage at monthly payments of $2, 205
$225k Second Mortgage at monthly payments of $2,265
$40k Debts (credit cards) at monthly payments of $1,050
= $715k Total Debts at a total monthly payment of $5,520
Bobby and Janet have a combined income of $160k a year. Bobby is a Truck Driver who is self employed as an Owner Operator for over 1 year and was previously working as a Company Truck Driver for 5 years. Bobby made the decision to become self employed Owner Operator so he could increase his earnings. By becoming self employed, Bobby’s income went from $60k a year to $120k a year for the same amount of he was already doing. After taxes and on paper Bobby was declaring $90k a year.
Janet is a Senior Analyst making an income of $80k a year. Janet was on Maturity leave and would be returning back to work in 6 months.
Taking everything into consideration for Bobby and Janet’s situation, I was able to get a Mortgage Refinance with Bad Credit Approved on their home valued at $1.1Million for $750k, which worked out to be a new monthly payment of just under $3,800. This allowed Bobby and Janet to pay off all their debts and save $1,720 a month. Over the year that would work out to be a savings of $20,640 a year.
Coming from monthly payments of $5,520 to $3,800 and yearly payments of $66,240 to $45,600, Bobby and Janet were able to move forward with much better situation by cutting their payments down by over 30% with a Refinance Mortgage with Bad Credit.
If you are looking for a Refinance Mortgage with Bad Credit in Brampton, and want to find the best mortgage financing option for yourself, make sure to contact Brampton Mortgage Broker – Rumy Gill, Today.
Refinance Mortgage with Bad Credit | Brampton Mortgage Broker – Rumy Gill
A Debt Consolidation Loan Canada can help home owners fight off high interest debt by accessing their home’s equity!
A Debt Consolidation Loan Canada (also know as a Home Equity Loan) can Leverage the Equity in your Home to pay off your Debts, free up Cash Flow and Repair your Credit Score!
Why get a Debt Consolidation Loan Canada?
A Debt Consolidation Loan Canada is a great option and here are 3 Great reasons why!
Office : 2260 Bovaird Dr. E. Unit 202A
Brampton, ON L6R 3J5
“Helping You Find Saving In Your Mortgage!”
Mortgage Intelligence Inc. – Lic# 10428
O.A.C. Some Conditions May Apply.
Transcript from the Video:
If you’re a home owner and you have high interest debt, like credit cards, pay day loans, whatever, whatever debts you have. You’re going to want to listen to what I have to say.
What I am going to tell you is going to help you with your finances and help you cash flow every month. Meaning you’ll have money back in your pocket.
So there are a lot of clients that come to me saying Rumy, I Need My Mortgage Refinance. Well when we look at the situation they cannot Mortgage Refinance, because the income doesn’t qualify. So what we do for them is we do for them is we help them with leveraging the equity in their home.
By doing so, we are able to pay off all the debts they are already paying at a high interest rate, and pay it off in full, and give them low affordable monthly payments, which allows them to save money every month.
And then at a later date, in a year or so, we’re able to Mortgage Refinance them. So we’re able to take a step and bridge them to next step after. So is a fantastic option for a lot of my clients I helped out with. It really does help you cash flow every month, and it gets rid of those debts. It also helps your credit score.
Believe it or not if you don’t know this already, if you’re over using your credit and you have a lot of debt, you could be harming your credit score. That means that if you need to Mortgage Refinance and you have tons of debt, you may not even qualify with Banks. Even though you never missed a payment and you’ve been on time, but just because you have so much debt you may not qualify.
So get in touch with me, if you click my link below here. Its right there, www dot Brampton Mortgage Broker dot com. You can click the link, and on the top right hand corner, I believe it is, my Application form is there. There is a quick Application form doesn’t require any credit information, it just requires your details, basic stuff. 3 steps, fill it in, I’ll get it, I’ll review it. I’ll get in touch with you and we’ll get you the best options.
We can offer you Great Rates, We can offer you Low Affordable Monthly Payments, and Fast Approvals.
The Best Part is, the payments are customized to you to help you make these payments. So we can help you out. So please, click the link below. Brampton Mortgage Broker dot com and take action now. Alright. Look forward to helping you out.
Brampton Mortgage Broker- Rumy Gill is here to help clients with a Debt Consolidation Loan Canada.
Here is how Brampton Mortgage Broker- Rumy Gill, Helped Erica a Home Owner from Brampton with a Mortgage Debt ConsolidationRefinance for a $440k.
Trying to maintain payments of her First Mortgage of $332k she had with Home Trust and Second Mortgage of $62k with a Private Mortgage Lender, Erica had finally had enough. Between the Mortgage from Home Trust which she was paying $1,893/month and the Second Mortgage from a Private Mortgage Lender which she was paying $600/month (which was interest only, and never saw the balance come down); both monthly payments totaled $2,493/month.
Erica had asked me to help with a Mortgage Debt ConsolidationRefinance of her Mortgage so she could make one payment instead of two. The one thing that really bothered Erica was that every year her Mortgage rate and monthly payments would be increased. Finding a solution for her Mortgage Debt ConsolidationRefinance was the easy solution, but I wanted to see how I could help her really find some savings in her finances for the long term.
So I asked Erica about her other debts and the payments she was making on those. She told me not only was she was paying these two Mortgages every month, she was also paying a RBC Line of Credit she had maxed out at $20k balance she was paying $570/month, Master Card at $6k balance she was paying $180/month, and a RBC Visa Credit Card at $3k balance she was paying $100/month.
These debts outside her Home Trust Mortgage and her Second Mortgage from a Private Mortgage Lender totaled $29k and the monthly payments were $850/month.
So when we added what Erica was really paying each month, we got a total of $3,343/month.
I explained to Erica that it would be in her best interest to get a Mortgage Debt ConsolidationRefinance done, to help her save the maximum amount of money every month and have all these debts rolled into her Mortgage.
Erica’s previous Situation:
*RBC Line of Credit $20k balance with monthly payments of $570
*RBC VISA $3k balance with monthly payments of $100
*Master Card Credit Card Balance $6k with monthly payments of $180
*Home Trust Mortgage $332k Balance with monthly payments of $1,893
*Second Mortgage from Private Mortgage Lender $62k Balance with monthly payments of $600
Total Debt of $420k of Monthly Payments $3,343/month
Erica’s new Situation after a Mortgage Debt ConsolidationRefinance:
New Mortgage of $440k Balance with monthly payments of $2,126/month
*Received Cash Out of $20k for Investing in a Tax Free Savings Account (Included in Mortgage Refinance Payments)
Debts all Paid out in FULL
*RBC Line of Credit $20k balance NOW at $0 and PAID in FULL
*RBC VISA $3k balance with NOW at $0 and PAID in FULL
*Master Card Credit Card Balance $6k NOW at $0 and PAID in FULL
*Home Trust Mortgage $332k Balance NOW at $0 and PAID in FULL
*Second Mortgage from Private Mortgage Lender $62k Balance NOW at $0 and PAID in FULL
That’s that a Monthly Savings of $1,217/month and a Savings of $14,604 over the year!
Over the 5 year term that is $73,020 in Total Savings!
Erica was so happy with the results of her Mortgage Debt ConsolidationRefinance, she could now make one low monthly payment and all her debts were covered.
The Best Part of Erica’s Mortgage Refinance is that she no longer has to worry about renewing her Mortgage every year and adding fees, and having her rate increased and adding more money to her Mortgage balance. Erica was finally able to get full control of all her finances.
Contact Brampton Mortgage Broker – Rumy Gill, Today to get the Best Mortgage Options for your Mortgage Debt ConsolidationRefinance. Helping you find savings in your Mortgage!
Mortgage Debt Consolidation | Brampton Mortgage Broker – Rumy Gill
Mortgage Refinance $270k and HELOC for $50k in Brampton
Here is how Brampton Mortgage Broker- Rumy Gill, Helped with a Mortgage HELOC $50k and Mortgage Refinance Refinance $270k for Harry a Truck Driver from Brampton.
Harry had become sick and tired the debt he was carrying including his Truck Loan payments of $1,200 a month he was paying and wanted to find a way to get ahead. Harry tried to go to RBC Bank and get a Mortgage Refinance done, but he was declined due to an issue one store card payment.
That’s when Harry contacted me. Harry had good income of $73k a year and his credit was good overall. He just had this one bad credit situation happen to him, and it looked out of character for his credit history. So I asked Harry what happened and why he had a few missed payments on the one store credit card.
Harry told me, he had gotten a store card while making a large ticket item. The store sales person had told Harry if he got the store card he would save an additional 10% off his purchase. Harry agreed as this would save him some money on his purchase. But after a few days Harry, had a change of mind and returned the item to the store, while processing his return the store had forgotten to apply the return to the card. It was not until 2 months later that Harry got asking for payments on the credit card. That’s when Harry went back to the store and the store manager processed the refund properly and apologized to Harry, but the damage was already done.
Now that I knew the full situation, I was able to help Harry secure a Mortgage Refinance for $320k and get a $50k portion for a Mortgage HELOC for a total Mortgage of $320k, which helped with a Debt Consolidation.
Harry was able to Pay off;
His Car Loan of $18k at payments of $467/month
His $55k Truck Loan at payments of $1,200/month
His maxed out RBC Mortgage HELOC of $13k at payments of $60/month
His RBC Mortgage of $172k at payments of $841.75/month
Total Monthly Payments Harry was making was $2,568.75/month.
But now Harry is able to pay all those Debts just like before but at One Low Monthly Payment of $1,155.38! That’s more than Half of what he was paying before!
Harry was able to save $1, 413.37/month and $16, 960.44 every year! With a Simple Mortgage Refinance!
Over the course of 5 years of his Mortgage, Harry will benefit from $84, 802 in savings!
Contact Brampton Mortgage Broker – Rumy Gill, Today to get the Best Mortgage Options for your Mortgage HELOC and Mortgage Refinance Situation. Helping you find savings in your Mortgage!
Mortgage HELOC | Brampton Mortgage Broker – Rumy Gill
Mortgage Refinancing Bad Credit in Brampton for $420k
Here is how Brampton Mortgage Broker- Rumy Gill, helped Marie and Dan residences of Brampton with Mortgage Refinancing Bad Credit in Brampton for $420k.
Marie and Dan have had hit a rough time personally and financially and had racked up over $200,000 worth of debt; maxing out Credit Cards, Lines of Credits, two HELOCs, getting a two Pay Day Loans, and a Personal Loan. They had lost control of their financial situation and had seen their Excellent Credit Score turn into a Mortgage Refinancing Bad Credit Situation.
But what caused all of this activity of Debt to be piled on?
Well, Marie had just lost her mother, who was living overseas back home in Guyana. Marie got the news all of a sudden and had to drop everything and go back home to Guyana.
Through this rough time, Marie and Dan had missed payments on multiple accounts as they were juggling paying these Debts and their Mortgage.
The long hard truth Marie and Dan had come to realize was that most of the Payments being made were largely paying down the interest on their Debts and doing very little to bring down the outstanding balances.
Here is the breakdown of the monthly expenses Marie and Dan were paying;
Car Loan Balance of $34,000 and payments of $676/month
TD Bank Mortgage Balance of $213,434 payments of $1, 178.67/month
TD Bank HELOC Balance of $147,000 and payments of $442/month
TD Bank HELOC Balance of $21,000 and payments of $126/month
TD Bank Personal Line of Credit Balance of $20,000 and payments of $200/month
Credit Card, Balance $4,300 and payments of $147.09/month
Credit Card, Balance of $4,903 and payments of $167.71/month
Credit Card, Balance of $1,480 and payments of $50.61/month
Credit Card Balance of $986 and payments of $125/month
Pay Day Loan Balance of $2,500 and payments of $250/month
Pay Day Loan Balance of $1,500 and payments of $150/month
Fairstone Personal Loan Balance of $23,000 and payments of $808/month
If you were to add that all up, the monthly debt they were both paying was $4, 321.08/month!
Luckily for Marie and Dan their monthly income is $5,978/month but still, that’s a lot of money to be paying and the balances on most of these Debts are not going down, just the interest is being paid.
Marie and Dan tried to get a Mortgage Refinance done with TD Bank but were told they would not qualify due to their high amounts of Debts and Bad Credit.
Brampton Mortgage Broker – Rumy Gill was able to arrange financing and provide a simple and easy Mortgage Refinancing Bad Credit for $420k, and bring down Marie’s and Dan’s monthly expenses from $4, 321.08/month to $3,431.32/month. That’s a Savings of $889.76/month! And $10,677.12 over the Year!
Here is the New Monthly expenses broken down for their Mortgage Refinancing Bad Credit in Brampton for $420k
Mortgage Balance of $420,000 and payments of $1,937
Car Loan Balance of $34,000 and payments of $676/month
TD Bank Personal Line of Credit Balance of $20,000 and payments $200/month
Credit Card , Balance of $4,903 and payments of $167.71/month
Credit Card, Balance of $1,480 and payments of $50.61/month
Pay Day Loan Balance of $2,500 and payments of $250/month
Pay Day Loan Balance of $1,500 and Payments of $150/month
The New total Monthly Debt adds up to $3,431.32/month. Most of the Debts were paid off in full, allowing Marie and Dan to help increase their Credit Score and saving them $889.76/month. This monthly savings has allowed them to start tackling other Debts and increase their savings in a short few months to over $1,200/month!
Contact Brampton Mortgage Broker – Rumy Gill, Today to get the Best Mortgage Options for your Mortgage Refinancing Bad Credit Situation. Helping you find savings in your Mortgage!
Mortgage Refinancing Bad Credit | Toronto Mortgage Broker – Rumy Gill
A Mortgage Refinance in Brampton can provide a lot financial freedom and relief of any financial pressure you may be under.
Your home is more powerful than you think, not only does it provide you shelter and place where you can create memories, it is also an asset which can be used as a Debt Consolidation Super Tool through a Mortgage Refinance in Brampton.
As a Home Owner, you have the option to take the smart approach to pay downing High Interest Debt. By utilizing low Mortgage rates you’ll be cash positive at the end of the month instead of in the hole. This can really give your finances a much needed upgrade. If you’re worried about penalties or if you don’t think it can make much difference by taking advantage of a Mortgage Refinance in Brampton, think again.
Carrying around your high-interest credit card debt, and loans, it is not doing you any good. You’re Monthly Payments that you are making are just paying down the interest and hardly make enough of an impact to see a significant change in the outstanding balance.
Mortgage Refinance in Brampton | Brampton Mortgage Broker – Rumy Gill
It’s time you took a Smarter and Faster Approach paying off that debt and rolled it into your mortgage so you can start generating some real monthly savings you can put back you’re your pocket, hundreds a month and over thousands of dollars over the years.
You’re already making your monthly mortgage payments anyways, so why not just pay that debt at the same time in one easy payment and a much lower monthly payment to you?
Don’t believe me? Let me show you just how so,
Here are two situations where Brampton Mortgage Broker – Rumy Gill was able to Help Clients with lowering their monthly payments by making one easy payment at a much lower monthly payment with a Mortgage Refinance in Brampton.
Situation 1:
A Truck Driver (Owner Operator) from Brampton, was able to pay off his Truck Loan of $55k in full and save him over $900/month by rolling it into his Mortgage and over $11,000 per year! That’s a Saving of Over 40% a Month!
Before Refinance
After Refinance
Truck Loan ($55k) $1,200/month
Truck Loan ($55k) Paid
Mortgage Penalty $0
Mortgage Penalty $3, 000.00
Mortgage $200k at 3.65% with 25 year Amortization
Mortgage $258k at 3.19% with 25 year Amortization
Mortgage Payments $1,017.40/month
New Mortgage Payments $1,249.11/month
Total Monthly Payments $2, 217.40/month
Total Monthly Payments $1,249.11/month
Monthly Savings $0
Monthly Savings $968.29 Yearly Savings $0
Yearly Savings $11,619.48
Saving Percentage 0%
Saving Percentage 43.66%
The Best Part for our Truck Driver Client is that even with paying the Penalty to break the existing Mortgage of $3,000, he was able to net a monthly savings of over $900/month and Over $11,000/year. Now he can use that $968.29 a month or $11,619.48 a year towards another Truck where he can earn more income or invest that $968.29 a month or the $11, 619.48 a year by setting up an investment portfolio. The Options are wide open for our Client, moving forward.
Mortgage Refinance in Brampton | Brampton Mortgage Broker – Rumy Gill
Situation 2:
A Department Store Manager from Brampton, was able to Pay off her Credit Card Debt of $16k where she was paying $400/month ($4,800 a year), and get $7k in cash she needed to purchase a used Car for her son.
Our Client was able to save over $485.81 a month or $5,052.24 a year by rolling her credit card debt into her Mortgage. That’s a Savings of Over 20% a Month.
Before Refinance
After Refinance
Credit Card Debt ($16k) $400/month
Credit Card Debt ($16k) Paid
Cash Needed $7,000 Still Need
Cash Needed $7,000 Received
Mortgage Penalty $0
Mortgage Penalty $2, 000.00
Mortgage $325k at 2.95% with 25 year Amortization
Mortgage $350k at 3.19% with 30 year Amortization
Mortgage Payments $1,532.74/month
New Mortgage Payments $1,511.72/month
Total Monthly Payments $1,932.74/month
Total Monthly Payments $1,511.72/month
Monthly Savings $0
Monthly Savings $421.02
Yearly Savings $0
Yearly Savings $5, 052.24
Saving Percentage 0%
Saving Percentage 21.78%
The Best Part for our Department Store Manager client is that she was looking at getting a Used Car Loan where the monthly payments would have costed her $600/month or $7,200 over a year . We were able to save her that monthly or yearly expense.
But even with paying the Penalty of $2,000 to break the existing Mortgage, she was able to net a monthly savings of $421.02/month or $5,052.24 a year. Not only were her credit card debt paid off in full, she was able to get $7,000 in cash she needed to purchase a used Car for her son instead of getting a High Interest Car Loan. So if we were to really look at what we saved our client it would be just over $1,000/month or $12,000 a year if she had gotten the Used Car Loan and not move forward with a Mortgage Refinance in Brampton.
How is possible save all that Money with Just rolling your debt into your Mortgage?
Well it is really easy, your Mortgage is able to provide you a lower rate of interest than the debts you already have, like credit cards, personal loans, truck loans, car loans, pay day loans, etc.
You get the flexibility of low monthly payments because your Debt gets rolled into your Mortgage and spread over the course of your Mortgage, which can be stretched to 30 years to help you save the most amount of money.
Something all Home Owners should consider…..
You’re already paying your Mortgage, so why not make it easier on your Finances and roll everything into one payment……You Should, It’s a really Good Idea!
So if you have any High Interest Debts like: Car Loan Payments
Credit Card Payments
Pay Day Loans
Truck Loans
Personal Loans
And you are are making Monthly Payments of $400/month or $800/month or $1,200/month or More, then it make senses to roll these payments into your Mortgage so you can start saving money every month.
By cutting down on the High Interest Debt you pay will allow you to have money you can Bank on, and will allow you to have more money for the things that matter the most to you.
Contact Brampton Mortgage Broker – Rumy Gill, today find out how much you can save by utilizing a Mortgage Refinance in Brampton option to eliminate your monthly High Interest Debt payments.
Mortgage Refinance in Brampton | Brampton Mortgage Broker – Rumy Gill
Office : 2260 Bovaird Dr. E. Unit 202A
Brampton, ON L6R 3J5
Mortgage Intelligence Inc. – Lic# 10428
Google 5 Star Reviewed
Rumy Gill helped us with a mortgage for our hew home we bought and we got a low mortgage rate from the bank without any stress or delay!
He is 5 Star Mortgage Broker and easy to work with from our mortgage experience. He has always been available to answer all our questions and help find us the best mortgage options.
I would highly recommend Rumy Gill to anyone looking for a mortgage when buying a home.
We have been searching for someone who can help us with a loan! There were tremendous amount of people out there who said can help but you never know who to choose or who to actually deal with! Luckily we found Rumy through endless research! That was the best decision we’ve made! He was so pleasant to deal with, patient, kind, funny! He made the process of application so easy and walked us through things we didn’t know about in the application! Rumy is young and energetic and so knowledgeable! He had many resources and people he can rely on to help speed up the application process as well! He did everything in his power to get us the amount we asked for! We saw how hard he worked to satisfy our needs! We are so happy with his services and will hence down recommend him! Thank you Rumy and the team! We are successful because of you! Two thumbs up :)
Rumy, did great job finding me a great rate for my property. He was very knowledgeable and always available to answer questions. I would highly recommend him.
Rumy takes care of clients and understands their needs and how financing decisions shapes their lives. He always provides proper guidance to clients and always delivers commitments on time. I would keep on using him in the future and would not hesitate to recommend him
Highly recommend speaking to Rumy before you proceed with anyone else. He is very knowledgeable in his field and in finance overall. He takes a personal interest in genuinely trying to help people achieve their goals in the best possible manner. He can offer a variety of first and second mortgage options, and other financial alternatives. He is exceptionally thorough and meticulous. He takes the time to explain all the details along the way. He is very highly organized. You can contact Rumy by phone, email or text and you will always, always, get a very prompt call back. He is upfront and lets you know what to expect and when, and he is right on the mark 100% with setting and meeting expectations and timelines. He is also well connected and respected in the industry, and therefore can offer more and accomplish more than many other brokers.
Hi All, I must appreciate and commend his mortgage services as par excellence .The families Rumy has helped for their Mortgages are very happy and so do I. I have worked with Rumy on several mortgage deals and every time feel that Rumy goes just above and beyond in providing his services to his clients. In the mortgage services industry if i have to recommend an excellent quality service one name comes in my mind and that is this awesome person Rumy Gill. I would highly recommend him to everyone. Keep it up Rumy you are the best.
I would like to acknowledge the exceptional service that i received during the entire refinancing process. Rumy’s professionalism and knowledge of the industry was impressive and truly appreciated. In the past, I have had experience with several other brokers and have found the process frustrating. Rumy went above and beyond to ensure that all of my needs were met and that everything was handled thoroughly and efficiently. I would definitely recommend him in the future.
For his part, Rumy was responsive, knowledgeable and even took on the slack of others in the process to ensure that the customer (myself) was never in the dark on what was happening and what was needed. I would urge Rumy to be careful who he lends his stellar reputation to when recommending other professionals to his clients. Others will pale in comparison to his level of service.
We are always here to Help, Your local and trusted second mortgage
Brampton team! Looking for a mortgage refinance, or a bad credit mortgage in Brampton?
Contact us on 416-855-0545 Ext 101. We can help with your private and commercial mortgages in Brampton.
Brampton Mortgage Broker, Rumy Gill – Mortgage Broker is a Google 5 Star Mortgage Broker providing Mortgage Broker services to clients in Brampton, Mississauga, Toronto and Surrounding areas of the GTA. Operating under BRX Mortgage - License #13463.
